QUALIFIED EXPENSES

Crowdfunding For You: Lifetime Expenses™

  • Food / Groceries (no liquor, alcohol, beer, cigarettes, etc.)
  • Clothing, Shoes, Accessories (no jewelry, watches)
  • Personal Supplies
  • Cleaning Supplies
  • Hair Cuts / Hair Styles / Beauty Salon
  • Pet Food, Supplies, Maintenance
  • Security & Safety System
  • Utilities
  • Miscellaneous (prior approval)

Note: ALL programs must have high deductibles, if applicable.

  • Funding Includes:
    • Co-Pays
    • Deductibles
    • Pre-Existing Conditions
  • Auto: Only through the Auto Leasing program
  • Dental
  • Health
  • Home: Only through the Home Leasing program
  • Identity Theft Protection
  • Long-Term Care
  • Long-Term Disability
  • Pet
  • Supplemental
  • Term Life
  • Travel
  • Umbrella
  • Vision
  • Other (prior approval)

  • Early Childhood Care
  • Nursery
  • Nanny
  • Babysitter
  • Miscellaneous (prior approval)

  • Tuition
  • Books and Supplies
  • Extracurricular Activities (school approved)
  • Room (Dorm only)
  • Meals
  • School Uniforms
  • Tutoring
  • Transportation such as public transportation, taxi, Uber/Lyft, etc. (Vehicles are funded through the Auto Leasing program)
  • Miscellaneous (prior approval)

  • Workout Clothing and Shoes (ex. walking, jogging, marathon, swimming, biking, hiking, camping, etc.)
  • Club Membership
  • Health & Fitness Equipment (lease only)
  • Personal Trainer
  • Traveling Costs (ex. health/fitness events – air travel, hotel, meals, transportation, etc.)
  • Massages and Spas
  • Vitamins, Supplements, etc.
  • Weight Loss Programs
  • Miscellaneous (prior approval)

 

  • Bus
  • Ride Sharing (Lyft, Uber, etc.)
  • Taxis/Cabs
  • Train
  • Miscellaneous (prior approval)

Note: Personal transportation of autos and vehicles can be found in the Auto Leasing program.

  • This program is subjected to the number of individuals living in the household
  • Children under 18 will fall under a parent/guardian
  • Upgrades are subject to approval (economic life of the item) or if the service provider offers free annual upgrades (ex. Sprint’s 12 month upgrade program)
  • To upgrade, you must exchange the current device to receive the new device

QUALIFIED EXPENSES:

  • Televisions (1 per room max: living, den, bedroom, kitchen, garage, outdoor living)
  • Indoor sound system
  • Security & Safety System
  • Personal Devices (Up to 1 of each per Adult per order. Up to 1 per child)
    • Smart Phone / Cell Phone
    • Smart Watch (ex. Fitbit, Apple)
    • Tablet
    • Laptop or Computer
  • Monitor
  • Printer (all-in-one) (One per household)
  • Equipment (Laptop bag, Ear Buds, External Hard Drive, etc.)
  • Supplies (ex. printer ink, paper, etc.)
  • Monthly Service Fees (ex. internet service, cell phone service, Cloud, warranties, etc.)
  • Maintenance, parts, etc.
  • Miscellaneous (prior approval)

  • Emergency-related events
  • Evacuation
  • Funding not covered by insurance including co-pays and deductibles
  • Higher than expected expenses of any of the Consumer Retail Spending Programs™
  • Personal Income Taxes for participating in these programs
  • Miscellaneous (prior approval)

Note: This program only pays off unsecured personal debt an must appear on your credit report in order to be paid off.

  • Credit Cards
  • Pay Day Loans
  • Personal Loans – Unsecured
  • Personal Line-of-Credit – Unsecured
  • Collections
  • Charge-Offs
  • Court-Ordered
  • Personal Bankruptcies
  • Child Support
  • Alimony
  • Back Taxes
  • Vehicle Code Violations (ex. traffic ticket)
  • Restitution Fines and Orders
  • Federal / State / Local Government Penalties
  • Miscellaneous (prior approval)

Simply, this is an opportunity to crowdfund and pay-off all Student Loan debt with no payback requirement.

INTRODUCTION

  • The reverse mortgage can be paid -off with no pay-back only if the funds received from the mortgage was used for daily living expenses, medical bills, etc., but not for investments
  • Other purposes will need prior approval.
  • Property must be owner-occupied by the reverse mortgage borrower(s) to qualify

Leisure or educational, this program will allow you to enjoy or learn more about other parts of the country and the world. The limit you have is the amount of funding in your account. Weekly, monthly, or annual plans are encouraged!

It can be alone for self-indulgence or with family and friends:

  • Theme and Amusement Parks, State Fairs, Zoos, Aquariums, National Parks, Museums, Monuments, etc.
  • Events, Sporting Events, Arts
  • School / Church Trips
  • Visit Children / Family
  • Include:
    • Lodging, meals, transportation, rentals, etc.
    • Travel clothing and supplies
    • Miscellaneous (prior approval)

Leisure or educational, this program will allow you to enjoy or learn more about the hobby or hobbies you wish to pursue. It can be alone for self-indulgence or with family and friends:

  • Hobby cost and expenses
  • Club / Association membership dues
  • Travel to destinations, conventions and meetings
  • Include:
    • Lodging, meals, transportation, rentals, etc.
    • Travel clothing and supplies
    • Miscellaneous (prior approval)

Note: Hobby must be a qualified item and not be sold for a profit (hobbies can possibly be converted into a business). Hobbies that requires equipment/assets (ex. cameras) may be leased. Vehicles, such as RVs, boats, etc., may need to be applied through the Auto Leasing program if usage is more than 2 weeks per year.

The whole point of a Bucket List is to maximize every moment of our existence and to live our life to the fullest based on the good values of life. This is an opportunity to do the things that matters to you.

  • Events / Activities
  • Include:
    • Lodging, meals, transportation, rentals, etc.
    • Travel clothing and supplies
    • Miscellaneous (prior approval)

Note: Prior approval may be needed depending on the event / activity.

Bucket List Ideas: 101 Things To Do Before You Die. Learn More.

If you’re looking for funding for adoption / foster children, this is the crowdfunding program for you.

This can be an expensive cost that can be covered here to provide your new loved one into your family and provide a better quality of life for a lifetime.

  INTRODUCTION

If you fall in this age category, you are required to have a RequestForFunds™ representative or an approved Banker/Certified Financial Professional to assist in the managing of your funding and spending. The program is here to provide the proper guidance for the preparation of financial adulthood and on the right track towards financial success when you do reach the age of 21.

Review the following paths which could also be any combination of the 3 below:

Student (College, Trade, Technical, Specialist, etc.)

If you are a student, you will be able to participate and will be given support and guidance with a focus to successfully completing your education. You should be in a position not having to work to financially support your cost of education unless it is an internship or job shadowing program. However, because you may not have income from a job or from other sources, your funding and spending must be managed to maintain the focus on a financially and economic quality of life that will support your education success and your career endeavors.

Job & Career

If your decision is to move forward with a job or career path, you will be given support and guidance with a focus on both working values and a successful financial and economic quality of life.

Family Life

If you have a family life of your own with children or just starting a family, you will be given the support and guidance with a focus on family values, working values, and finding ways to balance both family and career life. This is a challenge but will be faced to find the right balance for a successful economic quality of life.

INTRODUCTION

If you fall in this age category, you are required to have a RequestForFunds™ representative or an approved Banker/Certified Financial Professional to assist in the managing of your funding and spending.

The program is here to provide the proper guidance for the preparation of providing you a better financial quality of life for you and your family.

 

Many teachers are not paid enough to  live a respectable standard of living.

This program will allow you to spend our money and save yours™.

If you are holding down a second job to just make a living, hopefully this program will allow you to crowdfund enough to quit and spend your time in more meaningful ways to improve your quality of life.

In addition, any expenses towards your classroom expenses can be part of your funding up to $1,000 per school year. Or you can go to Pre-Generated Revenues – Education for funding more than $1,000 per school year.

Many First Responders are not paid enough to  live a respectable standard of living.

This program will allow you to spend our money and save yours™.

If you are holding down a second job to just make a living, hopefully this program will allow you to crowdfund enough to quit and spend your time in more meaningful ways to improve your quality of life.

This program is an added benefit as a way to support you and to thank you for your service by providing you the opportunity to a better quality of life that you deserve as well as your family. You will have the opportunity to RequestForFunds™.

If you are having financial challenges, please let us know so that we can make arrangements to make sure your Crowdfunding Spending Account remains active.

 

 INTRODUCTION

When reaching the age of 60+, it’s time to really enjoy the quality of life you deserve.

Today, many retirees cannot rely on social security or a reliable retirement plan or income that will sustain a quality of life that one should enjoy at this stage in life.

Many of our retirees must work just to keep living day-by-day. Our goal is to change this to make it your golden years of enjoyment living!

If you cannot afford the cost to crowdfund at this time please let us know by Contacting Us.

Note: The income may be taxable. Please consult a professional tax/legal adviser on how this program could affect your tax and financial status including social security benefits and retirement plan.

This program is an added benefit to provide you the quality of life you deserve as well as your family. 

You will have the opportunity to RequestForFunds™ to help pay for medical expenses that are not taken care of from benefits you may not be receiving.

If you cannot afford the cost to crowdfund at this time please let us know by Contacting Us.

Note: The income may be taxable. Please consult a professional tax/legal adviser on how this program could affect your tax and financial status including social security benefits and retirement plan.

QUALIFIED EXPENSES

Crowdfunding For You: Leasing Programs™

HOME LEASING AND VEHICLE LEASING

Home Leasing Program (Separate Cost)

No need to rent. No need to own. No need to lease – unless you are leasing with RequestForFunds.com with our Home Leasing program.

Why?

Your monthly lease payments go towards Earned-Credit™.

The Home Leasing program gives you the opportunity to crowdfund and pay for all Qualified Expenses below so that you and your family can enjoy your home as well as being safe and secured.

QUALIFICATIONS

The maximum price you will qualify for is based on either your income or the amount crowdfunded, whichever is lowest.

Income Qualifications

The qualification formula determines the maximum property value based on after all costs of the property is completed:

  •  Up to 25% of your gross annual income X 30 years

Example: If your gross annual income is $60,000, then 25% is $15,000.

$15,000 X 30 years = $450,000

Therefore, the maximum house you can qualify for in this example = $450,000. This will include all of the Qualified Expenses listed below that will be explained in the next.

The following are the categories of the Qualified Expenses and are explained in detail below:

  • Acquisition Cost
  • Home Improvement Costs
  • On-Going Expenses, Maintenance, and Upkeep
  • Home Furnishings and Accessories

No need to rent. No need to own. No need to lease – unless you are leasing with RequestForFunds.com with our Home Leasing program.

Why?

Your monthly lease payments go towards Earned-Credit™.

The Home Leasing program gives you the opportunity to crowdfund and pay for all Qualified Expenses below so that you and your family can enjoy your home as well as being safe and secured.

QUALIFICATIONS

The maximum price you will qualify for is based on either your income or the amount crowdfunded, whichever is lowest.

Income Qualifications

The qualification formula determines the maximum property value based on after all costs of the property is completed:

  •  Up to 25% of your gross annual income X 30 years

Example: If your gross annual income is $60,000, then 25% is $15,000.

$15,000 X 30 years = $450,000

Therefore, the maximum house you can qualify for in this example = $450,000. This will include all of the Qualified Expenses listed below that will be explained in the next.

The following are the categories of the Qualified Expenses and are explained in detail below:

  • Acquisition Cost
  • Home Improvement Costs
  • On-Going Expenses, Maintenance, and Upkeep
  • Home Furnishings and Accessories

Begin by subscribing now to start the Crowdfunding Spending Account™ for Home Leasing so it can begin the crowdfunding process. 

The amount of funds needed will depend on the condition of the property. 

That means when you identify the property you wish to call it your home, we will make sure it is in livable condition which includes the structure and both inside and outside of the property. For example, if the home you’re interested in is 50 years old, we may have to gut the property to update the plumbing, electrical, HVAC, roofing, etc.

WHAT WE DO

  • The acquisition of the property will come from the Crowdfunding Spending Account™
  • RequestForFunds.com LLC controls all money in the account from the acquisition of the property to the furnishings
  • The home must be purchased from the market or currently owned by RequestForFunds.com LLC
  • The home will be acquired/owned by RequestForFunds.com LLC or its affiliates
  • The property will then be leased to you with no monthly lease payments

WHAT YOU DO

  • Subscribe to begin building the Crowdfunding Spending Account™
  • When the account builds up enough to purchase to pay for the Qualified Expenses below that applies to the property, you have the opportunity to begin looking for a property to be purchased that you are interested in calling it your home
  • You will collaborate with the Architect and Contractor to determine the appeal of the home and what your needs are to make it enjoyable to live in

The following are the categories of the Qualified Expenses and are explained in detail below:

  • Acquisition Cost
  • Home Improvement Costs
  • On-Going Expenses, Maintenance, and Upkeep
  • Home Furnishings and Accessories

The cost is managed by the Architect and Contractor with an Accountant to control the funds.

ACQUISITION COST

The Crowdfunding Spending Account™ must cover the following costs of the acquisition of the home:

    • Acquisition of the home
    • Closing costs (including lease agreement contract)
    • Title – Including Owner’s Title Insurance
    • Insurances: Homeowner, Flood, Earthquake, Personal Property, etc. (Impound 5 years, ongoing)
    • Real estate taxes and other government charges (Impound 5 years, ongoing)
    • Home Improvement:
      • Repairs
      • Rehabilitation
      • Renovation
      • Updates to electric, plumbing, basement, HVAC, windows, roofing, gutters, insulation, landscaping, garden, outdoor living, etc.
    • Other Costs
Accordion Content

WHAT IS AN EARNED-CREDIT™?

  • Earned-Credit™ gives you the opportunity to lease a home but with the benefit of your monthly housing payment going towards an “earned-credit account”
  • For every $1 you make towards your monthly housing payment, $1 will go towards Earned-Credit™

Example of Earned-Credit™ :

  • If you are leasing a home that is worth $200,000 and you are making a monthly housing payment of $1,000/month, then each monthly payment of $1,000 will go towards your Earned-Credit™ account until it reaches $200,000
  • Once your Earned-Credit™ account reaches $200,000, you will no longer have to make a monthly housing payment (just the monthly funding subscription fee – see details below)

QUALIFIED EXPENSES

Crowdfunding For You: Lifetime Expenses™

QUALIFIED EXPENSES

Crowdfunding For You: Leasing Programs™

HOME LEASING AND VEHICLE LEASING

Home Leasing Program (Separate Cost)

No need to rent. No need to own. No need to lease – unless you are leasing with RequestForFunds.com with our Home Leasing program.

Why?

Your monthly lease payments go towards Earned-Credit™.

The Home Leasing program gives you the opportunity to crowdfund and pay for all Qualified Expenses below so that you and your family can enjoy your home as well as being safe and secured.

QUALIFICATIONS

The maximum price you will qualify for is based on either your income or the amount crowdfunded, whichever is lowest.

Income Qualifications

The qualification formula determines the maximum property value based on after all costs of the property is completed:

  •  Up to 25% of your gross annual income X 30 years

Example: If your gross annual income is $60,000, then 25% is $15,000.

$15,000 X 30 years = $450,000

Therefore, the maximum house you can qualify for in this example = $450,000. This will include all of the Qualified Expenses listed below that will be explained in the next.

The following are the categories of the Qualified Expenses and are explained in detail below:

  • Acquisition Cost
  • Home Improvement Costs
  • On-Going Expenses, Maintenance, and Upkeep
  • Home Furnishings and Accessories

No need to rent. No need to own. No need to lease – unless you are leasing with RequestForFunds.com with our Home Leasing program.

Why?

Your monthly lease payments go towards Earned-Credit™.

The Home Leasing program gives you the opportunity to crowdfund and pay for all Qualified Expenses below so that you and your family can enjoy your home as well as being safe and secured.

QUALIFICATIONS

The maximum price you will qualify for is based on either your income or the amount crowdfunded, whichever is lowest.

Income Qualifications

The qualification formula determines the maximum property value based on after all costs of the property is completed:

  •  Up to 25% of your gross annual income X 30 years

Example: If your gross annual income is $60,000, then 25% is $15,000.

$15,000 X 30 years = $450,000

Therefore, the maximum house you can qualify for in this example = $450,000. This will include all of the Qualified Expenses listed below that will be explained in the next.

The following are the categories of the Qualified Expenses and are explained in detail below:

  • Acquisition Cost
  • Home Improvement Costs
  • On-Going Expenses, Maintenance, and Upkeep
  • Home Furnishings and Accessories

Begin by subscribing now to start the Crowdfunding Spending Account™ for Home Leasing so it can begin the crowdfunding process. 

The amount of funds needed will depend on the condition of the property. 

That means when you identify the property you wish to call it your home, we will make sure it is in livable condition which includes the structure and both inside and outside of the property. For example, if the home you’re interested in is 50 years old, we may have to gut the property to update the plumbing, electrical, HVAC, roofing, etc.

WHAT WE DO

  • The acquisition of the property will come from the Crowdfunding Spending Account™
  • RequestForFunds.com LLC controls all money in the account from the acquisition of the property to the furnishings
  • The home must be purchased from the market or currently owned by RequestForFunds.com LLC
  • The home will be acquired/owned by RequestForFunds.com LLC or its affiliates
  • The property will then be leased to you with no monthly lease payments

WHAT YOU DO

  • Subscribe to begin building the Crowdfunding Spending Account™
  • When the account builds up enough to purchase to pay for the Qualified Expenses below that applies to the property, you have the opportunity to begin looking for a property to be purchased that you are interested in calling it your home
  • You will collaborate with the Architect and Contractor to determine the appeal of the home and what your needs are to make it enjoyable to live in

The following are the categories of the Qualified Expenses and are explained in detail below:

  • Acquisition Cost
  • Home Improvement Costs
  • On-Going Expenses, Maintenance, and Upkeep
  • Home Furnishings and Accessories

The cost is managed by the Architect and Contractor with an Accountant to control the funds.

ACQUISITION COST

The Crowdfunding Spending Account™ must cover the following costs of the acquisition of the home:

    • Acquisition of the home
    • Closing costs (including lease agreement contract)
    • Title – Including Owner’s Title Insurance
    • Insurances: Homeowner, Flood, Earthquake, Personal Property, etc. (Impound 5 years, ongoing)
    • Real estate taxes and other government charges (Impound 5 years, ongoing)
    • Home Improvement:
      • Repairs
      • Rehabilitation
      • Renovation
      • Updates to electric, plumbing, basement, HVAC, windows, roofing, gutters, insulation, landscaping, garden, outdoor living, etc.
    • Other Costs
Accordion Content

WHAT IS AN EARNED-CREDIT™?

  • Earned-Credit™ gives you the opportunity to lease a home but with the benefit of your monthly housing payment going towards an “earned-credit account”
  • For every $1 you make towards your monthly housing payment, $1 will go towards Earned-Credit™

Example of Earned-Credit™ :

  • If you are leasing a home that is worth $200,000 and you are making a monthly housing payment of $1,000/month, then each monthly payment of $1,000 will go towards your Earned-Credit™ account until it reaches $200,000
  • Once your Earned-Credit™ account reaches $200,000, you will no longer have to make a monthly housing payment (just the monthly funding subscription fee – see details below)

Vehicle Leasing Program (Separate Cost)